tag:blogger.com,1999:blog-6837298353619193887.post1571441848793780965..comments2023-11-24T09:51:17.914-08:00Comments on One Fabulous Mom: Finance Week- Show Me the MONEY!The Mrs.http://www.blogger.com/profile/05665800276194590859noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-6837298353619193887.post-25956205193305238612008-08-04T08:11:00.000-07:002008-08-04T08:11:00.000-07:00Oh wow - organizing junkie and gas buddy are great...Oh wow - organizing junkie and gas buddy are great tips! Can't wait to check them out more. I really try to plan out meals esp during the school year but I definitely get into ruts!Bridgethttps://www.blogger.com/profile/07951152615841618741noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-75866956502743408792008-07-30T11:38:00.000-07:002008-07-30T11:38:00.000-07:00Well, I'm a little older than most of your readers...Well, I'm a little older than most of your readers and we've been through this "bad economy" situation before. Luckily, we got frugal the first time around (The Tightwad Gazette newsletter and books, all pre-internet). Before Dave Ramsey there was Larry Burkett giving seminars in churches. A year ago, we paid off our mortgage after ten years in the house. We own all our cars (five of them) and don't buy a new one unless we can pay for it. It just takes time, it doesn't happen overnight, but it is worth it to keep at it. The main thing is that you can't feel "poor me", even though it's hard. DOTR's sibs both have big new houses, leased cars, etc. so it sucks to look like we're the Po Folks of the family.<BR/><BR/>It helps to have a husband who squirrels away money and has you thinking you're always almost broke, too. I used to be the spender, now I'm the one who's more of a tightwad than DOTR.Kimhttps://www.blogger.com/profile/03575824415627306078noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-86536035961280656342008-07-30T07:02:00.000-07:002008-07-30T07:02:00.000-07:00We do the envelope system too. I like it. We als...We do the envelope system too. I like it. We also start off the month paying ourselves first, (by transferring some to a savings account) but then sometimes end up transferring some money back for treats at the end of the month. Guess we should put it in a 'no touch' account. The one thing I'm a big sucker for is my coffee! I can give up a lot of things, but need my mocha pretty much daily. I think communication between spouses is key. Kind of a no-brainer, but really true.Jenhttps://www.blogger.com/profile/04496482139624229473noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-87944235247049398572008-07-29T14:42:00.000-07:002008-07-29T14:42:00.000-07:00Since I quit working, I have really gotten into co...Since I quit working, I have really gotten into coupons and sales, whereas I used to just shop anytime. I try to hit up end of the season sales for my daughter. Also, I pay A LOT more attention at the grocery store now to when things go on sale, like soft drinks, etc. <BR/><BR/>I am definitely not good at saving and it is something I am having to work on!Somewhere Between Pinot and Pacifiershttps://www.blogger.com/profile/08535541145965442928noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-74981005136325077842008-07-29T13:37:00.000-07:002008-07-29T13:37:00.000-07:00we have a no store cards policy. we also only allo...we have a no store cards policy. we also only allow one credit card each. i'm not sure how much it saves but it's our little rule.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-82314328181624735752008-07-29T12:53:00.000-07:002008-07-29T12:53:00.000-07:00Great list! Ahh, the Latte Factor. I have to admit...Great list! <BR/><BR/>Ahh, the Latte Factor. I have to admit, that is what really got me thinking different about my money and how I spend it. I seem to be an all or nothing kind of gal and got overwhelmed with it all and when I saw this (in easy simple numbers), I was inspired!<BR/><BR/>$5 per day (the average cost of a latte and a muffin) x 7 days = $35 per week<BR/><BR/>$35/week = $150/month<BR/><BR/>$150 per month invested at a rate of 10% annual return =<BR/><BR/>1 year = $1,885<BR/>2 years = $3,967<BR/>5 years =$11,616<BR/>10 years = $30,727<BR/>15 years = $62,171<BR/>30 years = $339,073<BR/>40 years = $948,611<BR/><BR/>I'm on gas buddy daily as my tank always seems to be empty.:( <BR/><BR/>I like to have envelopes. It sounds corny but I have one for hair, facial, massage, or a special thing I'm saving for, etc. I put a little in them each week or here and there and when I go to the salon, I don't feel the pain of $200 all at once. It's easier to put $25 a week in there and you don't even know it but after 8 weeks (I save money pushing it out from 6 to 8 weeks), and voila my cut and color plus tip is taken care of. I know that it's not really saving but it's an easy way to prevent putting something on the credit card, etc. if you don't have the cash handy at the time.<BR/><BR/>LOVING this! Can't wait for more. I'm a big fan of Suzie Orman, I think she empowers women to make the most of their money without making us feel stupid or afraid. I love watching when people call in and ask "Can I afford it"! :) <BR/><BR/>BTW- TOO funny you know Lori! I totally agree, Jeff's lips seem much plumper this season. What a riot he is!Tres Poshe Preppyhttps://www.blogger.com/profile/12566907466810110470noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-8915150299961340462008-07-29T12:11:00.000-07:002008-07-29T12:11:00.000-07:00Well, I really suck at menu planning. I wish I co...Well, I really suck at menu planning. I wish I could say I do it, 'cause I think it's really cool. But I'm terrible at it. We do save money by paying ourself first, as you already mentioned. We also rarely eat out...meaning many once a month. I do clip coupons and watch the ads for things on sale that we use a lot of. I combine errands to save on gas and I take my lunch to work. We also save by doing a lot of "free" stuff with the kids like park, swimming, biking as opposed to bowling and movies. They have just as much fun and we get exericse to boot! Great series this week.Jillhttps://www.blogger.com/profile/17786838392389718536noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-88209683731710033202008-07-29T08:45:00.000-07:002008-07-29T08:45:00.000-07:00DH and I bank at Bank of America and participate i...DH and I bank at Bank of America and participate in the *Keep the Change* program…I save automatically with every debit purchase I make…it is amazing to see how quickly it adds up!Pink Flamingohttps://www.blogger.com/profile/15002646045559206950noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-46288628957478773222008-07-29T08:15:00.000-07:002008-07-29T08:15:00.000-07:00We paid off our credit cards four years ago. We on...We paid off our credit cards four years ago. We only work with cash/debit cards. It does hurt to spend when you're using cash, so that has helped. Weekly menus are a must. If I don't have a list, I will spend at least $100 more on groceries. No joke. I'm loving this! Be back tomorrow!Bellehttps://www.blogger.com/profile/14216941806907177541noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-18214861950211098152008-07-29T07:49:00.000-07:002008-07-29T07:49:00.000-07:00Direct deposit into savings. We've been doing it ...Direct deposit into savings. We've been doing it for years so we don't even notice the difference.PaperCourthttps://www.blogger.com/profile/03150541717030786675noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-82470773708327796242008-07-29T07:43:00.000-07:002008-07-29T07:43:00.000-07:00I've tagged you in a post!I've tagged you in a post!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-74045222336312960132008-07-29T07:42:00.000-07:002008-07-29T07:42:00.000-07:00The menu planning is a great idea. The weeks I do...The menu planning is a great idea. The weeks I do it, I find are less stressful and definitely more healthy for us and our bank account! This is a great list! Thanks!Alisonhttps://www.blogger.com/profile/04467421005113467421noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-45118052036727178802008-07-29T06:41:00.000-07:002008-07-29T06:41:00.000-07:00couponsalso collecting change always makes me feel...coupons<BR/><BR/>also collecting change always makes me feel like i am doing something. we have a jar and take it to commerce where you can put it in this great counting machinejustmehttps://www.blogger.com/profile/05081885076553861768noreply@blogger.comtag:blogger.com,1999:blog-6837298353619193887.post-38039274494124950702008-07-29T05:22:00.000-07:002008-07-29T05:22:00.000-07:00My husband and I only have cell phones. Even thou...My husband and I only have cell phones. Even though a home phone isn't that expensive, it is something we don't need.<BR/><BR/>Enjoy your week!Lauren @ Adventures of a Southern Newlywedhttps://www.blogger.com/profile/05745032315605677916noreply@blogger.com